Ontario motorcycle riders are required by law to have the following insurance coverages on their motorcycle to get an Ontario plate and to ride legally: Liability, Accident Benefits, Uninsured Automobile and Direct Compensation Property Damage.
Please note that changes to the Ontario Automobile Insurance Policy will take effect for all renewals and new policies with start dates of September 1, 2010 and later. These changes will greatly reduce the standard Accident Benefits coverage available. Policyholders will be required to pay additional premium if they wish to increase certain coverages, while other new limitations will not be amendable. Please read all policy documents carefully and call Riders Plus with any questions you have regarding your coverage.
Additional insurance for loss or damage to the motorcycle may be purchased, and Optional Increased Accident Benefits are also available. For complete details of motorcycle insurance coverages, consult an Ontario Automobile Policy (OAP 1). Riders Plus Insurance will supply motorcycle riders with a copy if they request it: phone 1-877-251-4504 or email firstname.lastname@example.org.
Another useful link for reading up on the Ontario Auto Insurance Reform information can be found here at the Insurance Bureau of Canada
For a well-designed presentation of the changes and issues involved with the Ontario Auto Insurance Reform, we also recommend the website understandingmyinsurance.ca